{"id":341,"date":"2022-03-31T11:22:12","date_gmt":"2022-03-31T11:22:12","guid":{"rendered":"https:\/\/lexmalaka.com\/en\/?page_id=341"},"modified":"2022-05-05T17:01:02","modified_gmt":"2022-05-05T17:01:02","slug":"bankruptcy-lawyers-marbella-spain","status":"publish","type":"page","link":"https:\/\/lexmalaka.com\/en\/bankruptcy-lawyers-marbella-spain\/","title":{"rendered":"Insolvency and bankruptcy lawyers in Spain | Lex Malaka"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"341\" class=\"elementor elementor-341\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0ff4cb0 elementor-section-height-min-height elementor-section-items-stretch elementor-section-boxed elementor-section-height-default\" data-id=\"0ff4cb0\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d97e9fd\" data-id=\"d97e9fd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3fe48dd elementor-widget elementor-widget-heading\" data-id=\"3fe48dd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.1 - 02-04-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Insolvency and bankruptcy lawyers in Spain<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79d6eb3 elementor-widget elementor-widget-heading\" data-id=\"79d6eb3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lex Malaka is a firm of expert lawyers and bankruptcy mediators specialised in insolvency law<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63d8da4 elementor-view-framed elementor-shape-circle elementor-widget elementor-widget-icon\" data-id=\"63d8da4\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon elementor-animation-grow\" href=\"#Contactolargo\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 61.62 100.2\" style=\"enable-background:new 0 0 61.62 100.2;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{opacity:0.8;fill:none;stroke:#FFFFFF;stroke-width:4;stroke-miterlimit:10;}\t.st1{opacity:0.8;fill:#FFFFFF;}<\/style><path class=\"st0\" d=\"M30.81,98.2L30.81,98.2C14.9,98.2,2,85.31,2,69.4V30.81C2,14.9,14.9,2,30.81,2h0 c15.91,0,28.81,12.9,28.81,28.81V69.4C59.62,85.31,46.72,98.2,30.81,98.2z\"><\/path><circle class=\"st1\" cx=\"30.66\" cy=\"70.3\" r=\"24.27\"><\/circle><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ec4bff8 elementor-section-full_width elementor-section-height-min-height elementor-section-height-default elementor-section-items-middle\" data-id=\"ec4bff8\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;mountains&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-356d837\" data-id=\"356d837\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-72cd07e elementor-widget elementor-widget-text-editor\" data-id=\"72cd07e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.1 - 02-04-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Do you require the services of a bankruptcy lawyer? You can rest assured that the expertise of our team of dedicated lawyers will meet all your needs, ensuring that every option is taken into account in order to provide you with the best possible solution for your case.<\/p><p>Counting on the advice of an expert bankruptcy solicitor and the assistance of an experienced team of professionals is essential in order to find the most adequate solution and attain the best possible results. These are delicate situations that require expert knowledge and experience, which is why our team of specialised lawyers is at your complete disposal.<\/p><p>Do not hesitate to contact our firm of bankruptcy lawyers and insolvency mediators via our website or the other communication channels available to you.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d885b7c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d885b7c\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;shape_divider_bottom&quot;:&quot;mountains&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf33482\" data-id=\"cf33482\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c54438 elementor-widget elementor-widget-menu-anchor\" data-id=\"0c54438\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.12.1 - 02-04-2023 *\/\nbody.elementor-page .elementor-widget-menu-anchor{margin-bottom:0}<\/style>\t\t<div id=\"reseas\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d59edd8 elementor-widget elementor-widget-heading\" data-id=\"d59edd8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Opinions of clients in Marbella about our lawyers and bankruptcy mediators<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37f0e9e elementor-widget elementor-widget-shortcode\" data-id=\"37f0e9e\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"ti-widget ti-goog\" data-layout-id=\"5\" data-set-id=\"ligth-border\" data-pid=\"b5167179c03e50ec942cb\" data-pager-autoplay-timeout=\"6\" > <div class=\"ti-widget-container ti-col-4\"> <div class=\"ti-footer source-Google\"> <div class=\"ti-large-logo\"> <div class=\"ti-v-center\"> <img class=\"ti-logo-fb\" src=\"https:\/\/cdn.trustindex.io\/assets\/platform\/Google\/logo.svg\" width=\"150\" height=\"25\" alt=\"Google\" width=\"150\" height=\"25\" \/> <\/div> <\/div> <span class=\"ti-stars star-lg\"> <span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span> <\/span> <div class=\"ti-rating-text\"> <strong class=\"ti-rating\"> EXCELLENT <\/strong> <span class=\"nowrap\">Based on <strong>6 reviews<\/strong><\/span> <\/div> <\/div> <div class=\"ti-reviews-container\"> <div class=\"ti-controls\"> <div class=\"ti-next\"><\/div> <div class=\"ti-prev\"><\/div> <\/div> <div class=\"ti-reviews-container-wrapper\">  <div data-empty=\"0\" class=\"ti-review-item source-Google\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <img src=\"https:\/\/lh3.googleusercontent.com\/a\/AItbvmnR2NjIdmH7EMBDfWRTPf8iHQ-3ackwGsT97U3s=s120-c-c-rp-w64-h64-mo-br100\" alt=\"Juan Jos\u00e9 Antelo Trigo\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Juan Jos\u00e9 Antelo Trigo <\/div> <div class=\"ti-date\">2022-09-01<\/div> <\/div> <\/div> <span class=\"ti-stars\"><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><\/span> <div class=\"ti-review-content\"><!-- R-CONTENT -->Conoc\u00ed al Sr. D\u00e1maso a trav\u00e9s de internet. Mi problema fiscal era que la junta de Andaluc\u00eda me realiz\u00f3 una declaraci\u00f3n paralela por la compra de un apartamento, inflando el precio de tasaci\u00f3n aumentando los impuestos. El Sr. D\u00e1maso recurri\u00f3 la primera sentencia del Tribunal Superior de Andaluc\u00eda llegando al Tribunal Supremo ganando el recurso y devolvi\u00e9ndome los impuestos cobrados indebidamente, realizando un buen trabajo. Buen profesional.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <img src=\"https:\/\/lh3.googleusercontent.com\/a-\/AFdZucqBwfbOJ5zVA55WrDaP4LESKfdSd2t3EwHjXEY8CQ=s120-c-c-rp-w64-h64-mo-ba4-br100\" alt=\"Jose Mateos\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Jose Mateos <\/div> <div class=\"ti-date\">2022-09-01<\/div> <\/div> <\/div> <span class=\"ti-stars\"><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><\/span> <div class=\"ti-review-content\"><!-- R-CONTENT -->Expertos excepcionales en asuntos tan delicados como fiscales. La gran competencia y profesionalidad tanto de Damaso como su equipo nos transmite mucha tranquilidad y nos permite concentrarnos en nuestro negocio. Superamos un asunto muy importante con Hacienda gracias a este despacho.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <img src=\"https:\/\/lh3.googleusercontent.com\/a-\/AFdZucqxAnUYZdbaKr-kF8t0E8PvfuaJokihjTPyks5pRw=s120-c-c-rp-w64-h64-mo-br100\" alt=\"Inna Kreneva\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Inna Kreneva <\/div> <div class=\"ti-date\">2022-08-31<\/div> <\/div> <\/div> <span class=\"ti-stars\"><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><\/span> <div class=\"ti-review-content\"><!-- R-CONTENT -->I work with D\u00e1maso Roldan since 2004 & our collaboration was always with mutual respect and full understanding of each client needs;  he was taking care of clients, either for private purchase contracts and\/or other legal consulting & financial services (tax returns for non resident etc). He also understands well the taxation subject for local & foreign private clients as well as companies. I will always recommend him to my clients, knowing he will be able to assist with his team.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <img src=\"https:\/\/lh3.googleusercontent.com\/a-\/AFdZucq-fbOXxVf1vkphROuUnhlBvnmfhaUylf6tJbkKHQ=s120-c-c-rp-w64-h64-mo-br100\" alt=\"Kevin Prior\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Kevin Prior <\/div> <div class=\"ti-date\">2022-08-31<\/div> <\/div> <\/div> <span class=\"ti-stars\"><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><\/span> <div class=\"ti-review-content\"><!-- R-CONTENT -->D\u00e1maso is an exceptionally knowledgable profesional who creates a complete sense of calm around him. I\u2019ve always found this immensely reassuring as \u201clawyer visits\u201d are usually quite stressful or concerning. I\u2019ve always found him and his team to be easy listeners and creative in providing solutions and guidance. Highly recommended from personal experience - so much so that I also switched my business needs to him too. I can\u2019t recommend the fi m enough.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <img src=\"https:\/\/lh3.googleusercontent.com\/a\/AItbvml9lxfm53Of250Ft5UVliHCF3-PJbO1-DWJRKmC=s120-c-c-rp-w64-h64-mo-br100\" alt=\"Bartolome Becerra alfaro\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Bartolome Becerra alfaro <\/div> <div class=\"ti-date\">2022-08-31<\/div> <\/div> <\/div> <span class=\"ti-stars\"><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><\/span> <div class=\"ti-review-content\"><!-- R-CONTENT -->Soy de Sevilla , tuve un problema con hacienda y como todo primero paga y despu\u00e9s recurres , despu\u00e9s de ver varios abogados la respuesta fue que no hab\u00eda  nada que hacer , decid\u00ed salir fuera de Sevilla  y buscar a la desesperada ,no se como lo hicieron pero me devolvieron hasta el \u00faltimo c\u00e9ntimo con sus intereses , gente profesional que es lo que se requiere en estos casos y sobre todo muy buenas personas ,si vuelvo a tener alg\u00fan problema vuelvo con los ojos cerrados.<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <div data-empty=\"0\" class=\"ti-review-item source-Google\" > <div class=\"ti-inner\"> <div class=\"ti-review-header\"> <div class=\"ti-profile-img\"> <img src=\"https:\/\/lh3.googleusercontent.com\/a\/AItbvmn7fGoeaEzortTzhlbNJwp6du_Mtwd_xSvnEJxA=s120-c-c-rp-w64-h64-mo-br100\" alt=\"Ricardo Bonilla\" \/> <\/div> <div class=\"ti-profile-details\"> <div class=\"ti-name\"> Ricardo Bonilla <\/div> <div class=\"ti-date\">2022-08-31<\/div> <\/div> <\/div> <span class=\"ti-stars\"><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><span class=\"ti-star f\"><\/span><\/span> <div class=\"ti-review-content\"><!-- R-CONTENT -->Excelente Atenci\u00f3n Personalizada\nSeguimiento total desde el primer minuto<!-- R-CONTENT --><\/div> <span class=\"ti-read-more\" data-container=\".ti-review-content\" data-collapse-text=\"Hide\" data-open-text=\"Read more\"><\/span> <\/div> <\/div>  <\/div> <div class=\"ti-controls-dots\"> <div class=\"dot active\"><\/div> <\/div> <\/div> <\/div> <\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8526914 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8526914\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"#contactolargo\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Get in touch!<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cc02916 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"cc02916\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;mountains&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-32c7b7f\" data-id=\"32c7b7f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-899a6ae elementor-widget elementor-widget-heading\" data-id=\"899a6ae\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Professional lawyers for bankruptcy and insolvency services<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd0724c elementor-widget elementor-widget-text-editor\" data-id=\"dd0724c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Our team of bankruptcy and insolvency lawyers offer a wide range of professional services, with the aim of providing our clients with a specific solution for any issue you need to resolve.<\/p><p>In order to understand exactly how our experts can help you, we invite you to learn more about the comprehensive services we offer.<\/p><p>Our lawyers will provide you with specialist advice on bankruptcy proceedings; pre-insolvency and insolvency situations; negotiation with creditors and debtors, and restructuring, or refinancing, of debts. All of these cases can present scenarios that are extremely delicate and complicated to solve, therefore counting on the help of a professional attorney is undoubtedly the best way to ensure you find the best solution.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ea37c17\" data-id=\"ea37c17\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-15b25bc elementor-widget elementor-widget-toggle\" data-id=\"15b25bc\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>.elementor-toggle{text-align:left}.elementor-toggle .elementor-tab-title{font-weight:700;line-height:1;margin:0;padding:15px;border-bottom:1px solid #d5d8dc;cursor:pointer;outline:none}.elementor-toggle .elementor-tab-title .elementor-toggle-icon{display:inline-block;width:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon svg{-webkit-margin-start:-5px;margin-inline-start:-5px;width:1em;height:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-right{float:right;text-align:right}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-left{float:left;text-align:left}.elementor-toggle .elementor-tab-title .elementor-toggle-icon .elementor-toggle-icon-closed{display:block}.elementor-toggle .elementor-tab-title .elementor-toggle-icon .elementor-toggle-icon-opened{display:none}.elementor-toggle .elementor-tab-title.elementor-active{border-bottom:none}.elementor-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon-closed{display:none}.elementor-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon-opened{display:block}.elementor-toggle .elementor-tab-content{padding:15px;border-bottom:1px solid #d5d8dc;display:none}@media (max-width:767px){.elementor-toggle .elementor-tab-title{padding:12px}.elementor-toggle .elementor-tab-content{padding:12px 10px}}.e-con-inner>.elementor-widget-toggle,.e-con>.elementor-widget-toggle{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-toggle\" role=\"tablist\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2271\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"tab\" aria-controls=\"elementor-tab-content-2271\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\" class=\"elementor-toggle-title\">Bankruptcy Proceedings<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2271\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2271\"><p>Bankruptcy proceedings are a judicial process with the objective of mitigating the impact on both the creditors and the debtor, enabling those in a situation of insolvency to face their debts with creditors, always within their possibilities.<\/p><p>Such procedures can be initiated for and by individuals, companies, or anyone who holds claims against an insolvent debtor; cases in which the collection of the totality of the outstanding debt is simply impossible.<\/p><p>\u200b\u200bTaking the above into account, this is a legal process that aims to offer different payment alternatives so as to to permit the continuity of the debtor\u2019s economic activity, and thus achieve continuity of payment; a partial but equal payment solution for all debtors and, in the worst case scenario, the liquidation of the debtor&#8217;s assets in order to recover the debt owed.\u00a0<\/p><p>Therefore, if you find yourself in this situation, it is essential to seek the services of a specialist bankruptcy lawyer.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2272\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"tab\" aria-controls=\"elementor-tab-content-2272\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\" class=\"elementor-toggle-title\">Pre-insolvency restructuring and insolvency<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2272\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2272\"><p>Over the course of time, our law firm has built up a reputation for excellence in bankruptcy cases and insolvency proceedings.\u00a0<\/p><p>From the debtor&#8217;s perspective, we will be able to perform an analysis of the business environment and provide the most effective solutions to overcome the financial crisis, as well as business risk strategies. We manage the implementation of restructuring plans, using judicial and extrajudicial procedures, as well as advising on the sale of assets or production lines.<\/p><p>From the creditor&#8217;s point of view, we will be able to create collection strategies, and provide counsel on the defence of claims and credit ranking in the event of insolvency situations. We can take care of the execution of shares or stocks, as well as the negotiation with the insolvency administration in order to improve the return and recoverability of claims.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2273\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"tab\" aria-controls=\"elementor-tab-content-2273\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\" class=\"elementor-toggle-title\">Negotiation between creditors and debtors<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2273\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2273\"><p><span style=\"font-weight: 400;\">Once the situation has become complicated and payment defaults occur due to lack of liquidity, it is crucial to negotiate. Agreements can be reached with creditors and banks. In the case of large companies, negotiation with financial institutions is the most common course of action, and refinancing agreements are usually reached.<\/span><\/p><p><span style=\"font-weight: 400;\">On many occasions, the problem is that the debts of small and medium-sized companies are not usually with financial institutions, but with workers, suppliers and the Administration. In the latter case, there is no possibility of negotiation; the only option is to try to reach an agreement on deferrals with the Social Security and the Treasury. It is also advisable to try to reach private agreements. The most typical plan of action is to negotiate a refinancing plan with suppliers.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2274\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"tab\" aria-controls=\"elementor-tab-content-2274\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\" class=\"elementor-toggle-title\">Refinancing \/ Restructuring<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2274\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2274\"><p>The first thing to clarify is that a refinancing agreement is a settlement reached between debtors and creditors, in which an extension of credit can be agreed; or a modification or termination of obligations can be made by extending the term or establishing other obligations, although it must always respond to a viability plan that allows the continuity of the activity.<\/p><p>There are a number of benefits and prerequisites for requesting a refinancing agreement, starting with the fact that both companies and individuals who are in a situation of current or imminent insolvency can benefit.<\/p><p>In the case of individuals, the value of the liabilities must not exceed \u20ac5 million and in the case of legal entities, the value of the liabilities must not exceed \u20ac5 million, or they must have fewer than 50 creditors; provided they can prove that they have sufficient assets to be able to cover the processing costs.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-2275\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"tab\" aria-controls=\"elementor-tab-content-2275\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\" class=\"elementor-toggle-title\">Second Chance Law<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2275\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-2275\"><p>When we talk about the Second Chance Law, it must be made clear that we are referring to the second chance mechanism, which is a legal resource that offers self-employed workers and individuals the opportunity to totally or partially eliminate, or renegotiate debts that they are currently unable to pay.<\/p><p>By means of the Second Chance Law, it is possible to overcome a situation of financial distress that has been caused by over-indebtedness, without neglecting the collection rights of the different creditors.<\/p><p>As explained previously, by means of the second chance mechanism, the aim is to rescue those who are unable to pay their debts from a critical situation. The Second Chance Law and the Bankruptcy Law are inspired by ethical principles with the objective of guaranteeing, to the extent possible, debt collection for creditors.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-11caa34 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"11caa34\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8d1638f\" data-id=\"8d1638f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-afad1a6 elementor-widget elementor-widget-heading\" data-id=\"afad1a6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Expert advice in cases of bankruptcy, insolvency and restructuring of debt<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b084b81 elementor-widget elementor-widget-jet-animated-box\" data-id=\"b084b81\" data-element_type=\"widget\" data-widget_type=\"jet-animated-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-jet-animated-box jet-elements\"><div id=\"jet-animated-box-b084b81\" class=\"jet-animated-box jet-box-effect-7\" data-settings='{&quot;widgetId&quot;:&quot;b084b81&quot;,&quot;switchEventType&quot;:&quot;hover&quot;,&quot;paperFoldDirection&quot;:&quot;left&quot;,&quot;slideOutDirection&quot;:&quot;left&quot;,&quot;peelCornerPosition&quot;:&quot;right&quot;}'>\n\t<div id=\"jet-animated-box__front-b084b81\" class=\"jet-animated-box__front\">\n\t\t<div class=\"jet-animated-box__inner\"><div class=\"jet-animated-box__icon jet-animated-box__icon--front\"><div class=\"jet-animated-box-icon-inner\"><span class=\"jet-elements-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-money-check-alt\" viewBox=\"0 0 640 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M608 32H32C14.33 32 0 46.33 0 64v384c0 17.67 14.33 32 32 32h576c17.67 0 32-14.33 32-32V64c0-17.67-14.33-32-32-32zM176 327.88V344c0 4.42-3.58 8-8 8h-16c-4.42 0-8-3.58-8-8v-16.29c-11.29-.58-22.27-4.52-31.37-11.35-3.9-2.93-4.1-8.77-.57-12.14l11.75-11.21c2.77-2.64 6.89-2.76 10.13-.73 3.87 2.42 8.26 3.72 12.82 3.72h28.11c6.5 0 11.8-5.92 11.8-13.19 0-5.95-3.61-11.19-8.77-12.73l-45-13.5c-18.59-5.58-31.58-23.42-31.58-43.39 0-24.52 19.05-44.44 42.67-45.07V152c0-4.42 3.58-8 8-8h16c4.42 0 8 3.58 8 8v16.29c11.29.58 22.27 4.51 31.37 11.35 3.9 2.93 4.1 8.77.57 12.14l-11.75 11.21c-2.77 2.64-6.89 2.76-10.13.73-3.87-2.43-8.26-3.72-12.82-3.72h-28.11c-6.5 0-11.8 5.92-11.8 13.19 0 5.95 3.61 11.19 8.77 12.73l45 13.5c18.59 5.58 31.58 23.42 31.58 43.39 0 24.53-19.05 44.44-42.67 45.07zM416 312c0 4.42-3.58 8-8 8H296c-4.42 0-8-3.58-8-8v-16c0-4.42 3.58-8 8-8h112c4.42 0 8 3.58 8 8v16zm160 0c0 4.42-3.58 8-8 8h-80c-4.42 0-8-3.58-8-8v-16c0-4.42 3.58-8 8-8h80c4.42 0 8 3.58 8 8v16zm0-96c0 4.42-3.58 8-8 8H296c-4.42 0-8-3.58-8-8v-16c0-4.42 3.58-8 8-8h272c4.42 0 8 3.58 8 8v16z\"><\/path><\/svg><\/span><\/div><\/div><div class=\"jet-animated-box__content\"><h3 class=\"jet-animated-box__title jet-animated-box__title--front\"> Legal advice for debtors<\/h3><p class=\"jet-animated-box__description jet-animated-box__description--front\">As a law firm that specialises in the Second Chance Law, we help our clients to get out of debts that prevent them from moving forward. Many people seek this type of solution in order to resolve bankruptcy situations.<\/p><\/div><\/div>\n\t\t<div class=\"jet-animated-box__overlay\"><\/div><\/div>\n\t<div id=\"jet-animated-box__back-b084b81\" class=\"jet-animated-box__back\">\n\t\t<div class=\"jet-animated-box__inner\"><div class=\"jet-animated-box__content\"><p class=\"jet-animated-box__description jet-animated-box__description--back\">However, it should be borne in mind that only a small proportion of all these cases end up in court, as the matter is usually settled out of court, or in other cases, because the defaulter does not meet the conditions to qualify under the law.\nBefore going to court, the process begins extrajudicially, by trying to reach an agreement with the creditors in order to establish a payment plan. These are handled by specialised law firms, such as ours. When this is not achieved, an insolvency proceeding is started and the debtor's assets are liquidated in order to be able to pay the creditors the maximum amount of money possible.<\/p><\/div><\/div>\n\t\t<div class=\"jet-animated-box__overlay\"><\/div><\/div>\n<\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be7880e elementor-widget elementor-widget-jet-animated-box\" data-id=\"be7880e\" data-element_type=\"widget\" data-widget_type=\"jet-animated-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-jet-animated-box jet-elements\"><div id=\"jet-animated-box-be7880e\" class=\"jet-animated-box jet-box-effect-7\" data-settings='{&quot;widgetId&quot;:&quot;be7880e&quot;,&quot;switchEventType&quot;:&quot;hover&quot;,&quot;paperFoldDirection&quot;:&quot;left&quot;,&quot;slideOutDirection&quot;:&quot;left&quot;,&quot;peelCornerPosition&quot;:&quot;right&quot;}'>\n\t<div id=\"jet-animated-box__front-be7880e\" class=\"jet-animated-box__front\">\n\t\t<div class=\"jet-animated-box__inner\"><div class=\"jet-animated-box__icon jet-animated-box__icon--front\"><div class=\"jet-animated-box-icon-inner\"><span class=\"jet-elements-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-euro-sign\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M310.706 413.765c-1.314-6.63-7.835-10.872-14.424-9.369-10.692 2.439-27.422 5.413-45.426 5.413-56.763 0-101.929-34.79-121.461-85.449h113.689a12 12 0 0 0 11.708-9.369l6.373-28.36c1.686-7.502-4.019-14.631-11.708-14.631H115.22c-1.21-14.328-1.414-28.287.137-42.245H261.95a12 12 0 0 0 11.723-9.434l6.512-29.755c1.638-7.484-4.061-14.566-11.723-14.566H130.184c20.633-44.991 62.69-75.03 117.619-75.03 14.486 0 28.564 2.25 37.851 4.145 6.216 1.268 12.347-2.498 14.002-8.623l11.991-44.368c1.822-6.741-2.465-13.616-9.326-14.917C290.217 34.912 270.71 32 249.635 32 152.451 32 74.03 92.252 45.075 176H12c-6.627 0-12 5.373-12 12v29.755c0 6.627 5.373 12 12 12h21.569c-1.009 13.607-1.181 29.287-.181 42.245H12c-6.627 0-12 5.373-12 12v28.36c0 6.627 5.373 12 12 12h30.114C67.139 414.692 145.264 480 249.635 480c26.301 0 48.562-4.544 61.101-7.788 6.167-1.595 10.027-7.708 8.788-13.957l-8.818-44.49z\"><\/path><\/svg><\/span><\/div><\/div><div class=\"jet-animated-box__content\"><h3 class=\"jet-animated-box__title jet-animated-box__title--front\"> Legal advice for creditors<\/h3><p class=\"jet-animated-box__description jet-animated-box__description--front\">Since the Second Chance Law came into force, individuals, above all, have at their disposal a specific legal procedure through which they can obtain a discharge of their debts. It is a procedure with a two-stage structure, the first being the extrajudicial mediation, and the second, consecutive bankruptcy proceedings.<\/p><\/div><\/div>\n\t\t<div class=\"jet-animated-box__overlay\"><\/div><\/div>\n\t<div id=\"jet-animated-box__back-be7880e\" class=\"jet-animated-box__back\">\n\t\t<div class=\"jet-animated-box__inner\"><div class=\"jet-animated-box__content\"><p class=\"jet-animated-box__description jet-animated-box__description--back\">The main legal grounds for enabling this procedure is the need to allow the debtor to negotiate with their creditors in terms of viability, which means that the corresponding payment agreements have been reached, in accord with the economic situation. In the event that an agreement cannot be reached, the second phase allows the debts to be discharged by means of the liquidation of assets.<\/p><\/div><\/div>\n\t\t<div class=\"jet-animated-box__overlay\"><\/div><\/div>\n<\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7ea0af4 elementor-section-full_width elementor-reverse-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"7ea0af4\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5fcc37d\" data-id=\"5fcc37d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-152b7b7 elementor-widget elementor-widget-menu-anchor\" data-id=\"152b7b7\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"Contactolargo\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1887d7 elementor-widget elementor-widget-menu-anchor\" data-id=\"e1887d7\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"FAQ\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1605b46 elementor-widget elementor-widget-heading\" data-id=\"1605b46\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions about bankruptcy and insolvency<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bf4098 elementor-widget elementor-widget-toggle\" data-id=\"8bf4098\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-toggle\" role=\"tablist\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1461\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"tab\" aria-controls=\"elementor-tab-content-1461\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\" class=\"elementor-toggle-title\">What is a bankruptcy lawyer and what can they do for you?<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1461\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1461\"><p>A bankruptcy lawyer is a professional who is responsible for expediting all negotiations in the event of a debtors&#8217; insolvency. This type of professional has the capacity to intervene in proceedings when the second chance mechanism is activated. They can take charge of communicating proposals and bringing positions closer together, which can be extremely beneficial when reaching an agreement.<\/p><p>The Second Chance Law has reinforced the role of the bankruptcy mediator, as the professionals responsible for facilitating negotiations and working on guarantees of the same. It should be borne in mind that the appointment of the insolvency mediator is proposed by the Notary, in order for the procedure to be carried out.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1462\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"tab\" aria-controls=\"elementor-tab-content-1462\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\" class=\"elementor-toggle-title\">When is a company declared bankrupt?<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1462\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1462\"><p><span style=\"font-weight: 400;\">Bankruptcy proceedings are governed by the Royal Legislative Decree 1\/2020 of May 5, which approves the revised text of the Insolvency Act. This stipulates that any company that finds itself in a state of insolvency has the capacity to declare bankruptcy proceedings.<\/span><\/p><p><span style=\"font-weight: 400;\">This means that the debtor is unable to fulfil their payment obligations towards their creditors, and this procedure is intended to enable them to do so.<\/span><\/p><p><span style=\"font-weight: 400;\">An important detail to bear in mind is that insolvency can occur in two different cases:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Current insolvency: when an individual or company can no longer meet their financial obligations when they fall due, the debt can be claimed by the creditors.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Imminent insolvency: when the financial statement shows a forecast that obligations cannot be met in the future.<\/span><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1463\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"tab\" aria-controls=\"elementor-tab-content-1463\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\" class=\"elementor-toggle-title\">Is it better to file for bankruptcy or restructure debt? <\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1463\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1463\"><p>When an insolvency situation arises, the simplest solution may be to refinance the debts with a bank, although it is important to determine at what price. Refinancing by banks usually imply reaching an agreement to defer the debt, applying fees and interest that end up making the operation more expensive.\u00a0<\/p><p>Generally speaking, in limited liability companies, the partners contribute capital, or commit to do so. Unless personal guarantees have been provided in favour of the company, the liability for debts is limited to these amounts.<\/p><p>When a company has financial problems, it will typically try to negotiate a refinancing or restructuring agreement with its creditors. Refinancing agreements with creditors can, in principle, lead to a better solution than having to file for bankruptcy proceedings.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-1464\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"tab\" aria-controls=\"elementor-tab-content-1464\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\" class=\"elementor-toggle-title\">Can a situation of insolvency be resolved without resorting to bankruptcy proceedings?<\/a>\n\t\t\t\t\t<\/h3>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1464\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1464\"><p><span style=\"font-weight: 400;\">One of the main problems for a company in a state of insolvency is the lack of financing or insufficient funding. The Spanish legal system includes a series of instruments developed in order to provide a better structure to negotiations with creditors, allowing a restructuring of the debt and thus improving the chance to ensure the viability of the company and the preservation of jobs.\u00a0<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">There are currently sufficient legal procedures focused on corporate insolvency which can prove to be effective, provided they are applied in time. It should be kept in mind that delaying the implementation of these measures may mean that the company&#8217;s issues extend to including non-payment of wages, decline, abandonment of investments, etc., which can become even more problematic to resolve.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is a bankruptcy lawyer and what can they do for you?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>A bankruptcy lawyer is a professional who is responsible for expediting all negotiations in the event of a debtors&#8217; insolvency. This type of professional has the capacity to intervene in proceedings when the second chance mechanism is activated. They can take charge of communicating proposals and bringing positions closer together, which can be extremely beneficial when reaching an agreement.<\\\/p><p>The Second Chance Law has reinforced the role of the bankruptcy mediator, as the professionals responsible for facilitating negotiations and working on guarantees of the same. It should be borne in mind that the appointment of the insolvency mediator is proposed by the Notary, in order for the procedure to be carried out.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"When is a company declared bankrupt?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p><span style=\\\"font-weight: 400;\\\">Bankruptcy proceedings are governed by the Royal Legislative Decree 1\\\/2020 of May 5, which approves the revised text of the Insolvency Act. This stipulates that any company that finds itself in a state of insolvency has the capacity to declare bankruptcy proceedings.<\\\/span><\\\/p><p><span style=\\\"font-weight: 400;\\\">This means that the debtor is unable to fulfil their payment obligations towards their creditors, and this procedure is intended to enable them to do so.<\\\/span><\\\/p><p><span style=\\\"font-weight: 400;\\\">An important detail to bear in mind is that insolvency can occur in two different cases:<\\\/span><\\\/p><ul><li style=\\\"font-weight: 400;\\\" aria-level=\\\"1\\\"><span style=\\\"font-weight: 400;\\\">Current insolvency: when an individual or company can no longer meet their financial obligations when they fall due, the debt can be claimed by the creditors.\\u00a0<\\\/span><\\\/li><li style=\\\"font-weight: 400;\\\" aria-level=\\\"1\\\"><span style=\\\"font-weight: 400;\\\">Imminent insolvency: when the financial statement shows a forecast that obligations cannot be met in the future.<\\\/span><\\\/li><\\\/ul>\"}},{\"@type\":\"Question\",\"name\":\"Is it better to file for bankruptcy or restructure debt?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>When an insolvency situation arises, the simplest solution may be to refinance the debts with a bank, although it is important to determine at what price. 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You can rest assured that the expertise of our team of dedicated lawyers will meet all your needs, ensuring that every option is taken into &#8230; <a title=\"Insolvency and bankruptcy lawyers in Spain | Lex Malaka\" class=\"read-more\" href=\"https:\/\/lexmalaka.com\/en\/bankruptcy-lawyers-marbella-spain\/\" aria-label=\"More on Insolvency and bankruptcy lawyers in Spain | Lex Malaka\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":343,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u229b Insolvency and bankruptcy lawyers in Spain | Lex Malaka<\/title>\n<meta name=\"description\" content=\"\u25b7 Do not hesitate to contact our firm of bankruptcy lawyers and insolvency mediators. 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